Vehicles used for work create different insurance questions from vehicles used only personally. GALT helps businesses review coverage for the cars, trucks, vans, and fleets used in their operations.
What we’ll review together
- Vehicle ownership, drivers, business use, and operating areas
- Auto liability and physical damage options
- Hired and non-owned vehicle exposures
- Deductibles, driver eligibility, and relevant contract requirements
Before we talk
Bring a vehicle schedule, driver list, current policy, loss history if available, and details of how each vehicle is used.
Common questions
Will personal auto insurance cover business use?
Coverage depends on the policy and the activity. Tell your advisor about all business use rather than assuming a personal policy applies.
What if employees use their own vehicles?
Discuss hired and non-owned auto liability and how it relates to employee-owned or rented vehicles used for work.
Talk with GALT
Our Naples team can help you understand the options available for your circumstances.
Request a review Call 239-254-0127
Coverage is subject to the policy’s terms, conditions, exclusions, limits, and deductibles. Availability and eligibility vary by insurer.
Let’s Talk
For more information about our firm and the services we offer, send us a quick
email or call our office. We welcome the opportunity to speak with you.