How to Avoid Large Audit Premiums for your Business

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Stephen Kirby, CPCU, CIC
Monday, February 23, 2026

When a Commercial Insurance policy goes into effect, several factors constitute the premium that is paid to the carrier. For many policies, these factors change throughout the year and must be updated through an endorsement (adding a...

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Comprehensive Jewelry Coverage

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Ryan Reynolds, CPCU, CPRIA
Monday, February 23, 2026

Sometimes our prized possessions can be the most challenging to insure. Knowing where to go and with whom to consult in determining the best coverage is paramount to designing a policy that encompasses each individuals’ unique needs....

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How to Avoid Large Audit Premiums for your Business

User Image
Stephen Kirby, CPCU, CIC
Monday, February 23, 2026

When a Commercial Insurance policy goes into effect, several factors constitute the premium that is paid to the carrier. For many policies, these factors change throughout the year and must be updated through an endorsement (adding a...

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Hard Market – Homeowner’s Insurance

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Mike Pynnonen, CPCU
Monday, February 23, 2026

We have seen a steep incline in our insurance premiums over the last 12 months that have caused all of us to question the reasons behind them and wonder where to go from here. Premium increases, fewer market choices, and...

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Workers Compensation Experience Modifier

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Stephen Kirby, CPCU, CIC
Monday, February 23, 2026

Workers Compensation is one of the most critical insurance coverages that employers purchase. The rating factors vary widely from state to state so monitoring your loss activity can have a meaningful impact on the price you pay versus...

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