Distinctive homes. Meaningful collections. A life with many connected details.
For homes valued at $2 million and up, GALT’s private-client approach begins with your priorities. We consider your properties, valuables, vehicles and personal liability together, with attention to the questions that make your situation unique.
A review built around your life
From custom homes and seasonal residences to art, jewelry and time on the water, bring the full picture to our Naples team. We help you compare available options and understand how separate policies fit together.
Your home
Review custom construction, rebuilding estimates, renovations, additional living expenses, and settlement terms.
Your valuables
Discuss jewelry, art, and collections, including appraisals, item limits, travel provisions, and scheduling.
Your waterfront lifestyle
Consider flood, excess flood, boat, and other property-related exposures alongside your primary home coverage.
Your personal liability
Review underlying home, auto, and watercraft limits and whether additional umbrella coverage is appropriate.
Second and seasonal homes
Discuss where you spend the year, how each property is used, time away from home and any rental arrangements. Include homes in other states in your conversation.
Boats and yachts
Bring your vessel details, navigation plans, storage arrangements and liability questions into the review alongside your home and other policies.
What to expect
- A conversation. We begin with your properties, priorities, and questions.
- A coordinated review. We examine the policies and options available for your circumstances.
- A clear explanation. We discuss limits, exclusions, deductibles, and the differences between proposals.
Prepare for your review
Bring your current declarations pages, property and renovation details, appraisals, and information about vehicles, boats, rentals, or secondary homes. Share any upcoming changes so they can be included in the discussion.
Common questions
Is a home’s value the same as its rebuilding cost?
No. Purchase price and rebuilding cost are different measures. We can help you review the estimate and proposed policy terms.
Does private-client insurance mean one policy covers everything?
No. It is a coordinated approach to reviewing your needs. Separate policies and endorsements may be required, and coverage remains subject to their individual terms.
Start a private-client conversation
Speak with GALT’s Naples team about your home and the broader details of your life.
Request a review Call 239-254-0127
Coverage is subject to policy terms, conditions, exclusions, limits, and deductibles. Eligibility and availability vary by insurer.
Let’s Talk
For more information about our firm and the services we offer, send us a quick
email or call our office. We welcome the opportunity to speak with you.