Your condominium association’s policy and your own coverage serve different roles. GALT helps unit owners review those responsibilities alongside their belongings, improvements, and liability needs.

What we’ll review together

  • Association documents and master-policy responsibilities
  • Unit improvements, fixtures, and personal belongings
  • Personal liability, loss assessment, and additional living expense options
  • Water, wind, flood, and rental-use considerations

Before we talk

Bring your association insurance documents, current unit policy, renovation details, and any rental arrangements.

Common questions

Does the association insure everything inside my unit?

Do not assume it does. Review the governing documents, master policy, and unit policy together.

What is loss assessment coverage?

Ask your advisor how the proposed policy addresses qualifying association assessments, including limits and exclusions.

Talk with GALT

Our Naples team can help you understand the options available for your circumstances.

Request a review Call 239-254-0127

Coverage is subject to the policy’s terms, conditions, exclusions, limits, and deductibles. Availability and eligibility vary by insurer.