Professional advice and services can give rise to claims involving alleged mistakes, omissions, or negligence. GALT helps service businesses review professional liability options suited to their work.

What we’ll review together

  • Your services, client types, contracts, and professional exposures
  • Covered professional services, exclusions, and limits
  • Claims-made terms, retroactive dates, and reporting requirements
  • Defense costs, deductibles, and extended reporting options

Before we talk

Bring a description of your services, sample contracts, revenue details, current coverage, and any prior claims information.

Common questions

Is E&O the same as general liability?

They address different exposures. Review how professional liability and general liability would apply to your particular services.

Why does a retroactive date matter?

Some policies limit coverage based on when work occurred and when a claim is made or reported. Ask your advisor to explain these dates before changing coverage.

Talk with GALT

Our Naples team can help you understand the options available for your circumstances.

Request a review Call 239-254-0127

Coverage is subject to the policy’s terms, conditions, exclusions, limits, and deductibles. Availability and eligibility vary by insurer.