Distinctive homes call for a detailed insurance review. GALT helps Naples homeowners with homes valued at $2 million and up explore coverage for their property, belongings, and personal liability.
What we’ll review together
- Rebuilding estimates that reflect custom finishes, materials, and construction
- Dwelling limits, settlement terms, deductibles, and additional living expenses
- Jewelry, art, collections, and other items that may need separate scheduling
- Flood, wind, water damage, and liability considerations
Before we talk
Bring your current policy, property details, recent renovations, and any appraisals for valuable items.
Common questions
Is the purchase price the amount I should insure?
A home’s market price and the cost to rebuild it are different measures. Ask GALT to review the rebuilding estimate and the policy’s settlement terms rather than relying only on the purchase price.
Does a high-value home policy cover every loss?
No policy covers every loss. Review exclusions, limits, deductibles, and any separate flood or valuables coverage with your advisor.
Looking for a broader review? Explore our private-client insurance approach.
Talk with GALT
Our Naples team can help you understand the options available for your circumstances.
Request a review Call 239-254-0127
Coverage is subject to the policy’s terms, conditions, exclusions, limits, and deductibles. Availability and eligibility vary by insurer.
Let’s Talk
For more information about our firm and the services we offer, send us a quick
email or call our office. We welcome the opportunity to speak with you.