An umbrella policy is a way to review additional personal liability protection alongside your home, auto, and other underlying policies. GALT helps you consider limits in the context of your household and exposures.
What we’ll review together
- Underlying home, auto, boat, and other liability policies
- Required underlying limits and listed household members
- Property ownership, driving, and recreational exposures
- Exclusions, defense provisions, and available limits
Before we talk
Bring the declarations pages for your existing liability policies and details of household drivers, properties, and recreational vehicles.
Common questions
Does umbrella insurance cover damage to my own home?
A personal umbrella policy generally addresses liability to others, rather than damage to your own home or vehicle.
Does it cover every claim above my other limits?
No. Coverage depends on the umbrella’s terms, exclusions, and underlying insurance requirements. Review how the policies work together.
Talk with GALT
Our Naples team can help you understand the options available for your circumstances.
Request a review Call 239-254-0127
Coverage is subject to the policy’s terms, conditions, exclusions, limits, and deductibles. Availability and eligibility vary by insurer.
Let’s Talk
For more information about our firm and the services we offer, send us a quick
email or call our office. We welcome the opportunity to speak with you.