Waterfront condominium ownership involves both association responsibilities and unit-level insurance needs. GALT helps owners review the details of their property, belongings, and liability coverage.
What we’ll review together
- Master-policy and unit-owner responsibilities
- Unit improvements, belongings, and personal liability
- Wind deductibles, water limitations, and flood options
- Loss assessment, seasonal occupancy, and rental use
Before we talk
Bring association documents, current policies, property updates, and any rental arrangements.
Common questions
Does a waterfront location mean flood is included?
No. Review flood separately rather than assuming it is part of the unit or association policy.
Should the master policy be reviewed?
Yes. Reviewing both policies helps clarify responsibilities, potential gaps, and available options.
Talk with GALT
Our Naples team can help you understand the options available for your circumstances.
Request a review Call 239-254-0127
Coverage is subject to the policy’s terms, conditions, exclusions, limits, and deductibles. Availability and eligibility vary by insurer.
Let’s Talk
For more information about our firm and the services we offer, send us a quick
email or call our office. We welcome the opportunity to speak with you.