Hard Market – Homeowner’s Insurance
Mike Pynnonen, CPCU
Monday, February 23, 2026
We have seen a steep incline in our insurance premiums over the last 12 months that have caused all of us to question the reasons behind them and wonder where to go from here. Premium increases, fewer market choices, and...
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Workers Compensation Experience Modifier
Stephen Kirby, CPCU, CIC
Monday, February 23, 2026
Workers Compensation is one of the most critical insurance coverages that employers purchase. The rating factors vary widely from state to state so monitoring your loss activity can have a meaningful impact on the price you pay versus...
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Importance of an Umbrella Insurance Policy
Mike Pynnonen, CPCU, CPRIA, ANFI
Monday, February 23, 2026
Most insurance policies include two primary components of coverage: property and casualty (liability). Many believe that the most important aspect is property as it provides coverage for things like cars, boat, home, motorcycle, etc....
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